Find the best HELOC rates

Unlock low-rate HELOC offers with special introductory terms in your area. Finance home upgrades, debt consolidation, and more - on your terms.

Switch & Save Calculator

Realistic analysis of switching from traditional mortgage to promotional HELOC with all fees included

Should You Switch? Complete Guide in 4 Steps
1
Gather Your Current Mortgage Info

From your latest mortgage statement:

  • Principal balance owed
  • Current interest rate
  • Monthly payment amount
  • Years remaining on loan
2
Shop for HELOC Promotional Rates

Call 3-5 lenders for their best offers:

  • Promotional rate (usually 3-5%)
  • Promo period (6-18 months)
  • Standard rate after promo
  • All fees and costs
đź’ˇ Ask about fee waivers for new customers!
3
Calculate Your True Savings

Enter all details below to see:

  • Total interest savings
  • Break-even timeline
  • Risk assessment
  • Net benefit after all fees
4
Review Our Recommendation

We'll analyze everything and show:

  • Clear yes/no recommendation
  • Confidence level (high/medium/low)
  • Specific risks to consider
  • Alternative strategies if needed
Enter Your Details
Be as accurate as possible for the most realistic analysis
Step 1: Your Current Mortgage

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Step 2: HELOC Offer Details
Promotional Period

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HELOC Fees & Costs
Fees may be waived*

Closing Costs*

$

Appraisal Fee*

$

Title Insurance Fee

$

Documentation Fee*

$

Annual Fee*

$

Early Termination Fee

$

About Us

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About US

Our Mission

At IntroductoryHELOC.com, our mission is simple yet powerful: to empower homeowners with the knowledge, tools, and confidence to unlock the full potential of their home equity.
We provide clear, practical guidance on Home Equity Lines of Credit (HELOCs) so families can make smarter financial choices—whether that’s lowering borrowing costs, eliminating high-interest debt, investing in new opportunities, or building a long-term safety net.


We are committed to removing fear and uncertainty from financial decisions by showing the real impact through numbers, calculators, and side-by-side comparisons. Our goal is to turn equity into a strategic resource for stability, growth, and lasting confidence.

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