Privacy Policy

1. Introduction

IntroductoryHELOC.com (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy
Policy explains what information we collect, how we use it, and your choices. By using our website (the
“Site”), you agree to this Policy. If you do not agree, please do not use the Site.

Important: Our services are intended for U.S. users outside of California. We do not knowingly offer
services to California residents. If you are a California resident, please do not use this Site.

2. What We Collect

A) Information You Provide Voluntarily

• Contact details (e.g., name, email, phone) when you submit forms or contact us.
• Home-equity–related preferences or goals you share so we can provide information or referrals.

B) Automatically Collected Information

• Device, browser, and usage information (e.g., pages viewed, time on page, general location derived
  from IP).
• Cookies or similar technologies used to remember preferences and understand how the Site is used.

C) Sensitive Information

• We do not request or require sensitive identifiers (e.g., SSN or full bank account numbers). If you
• choose to provide any sensitive information, you do so voluntarily and at your discretion.

3. How We Use Information

• Provide, personalize, and improve the Site and our informational services.
• Respond to inquiries and communicate with you about your requests.
• Perform analytics to understand Site performance and enhance user experience.
• Comply with applicable laws and protect our rights, users, and the public.

4. Sharing of Information

We do not sell your personal information. We may share information:

• With service providers that help us operate the Site (e.g., hosting, analytics, customer support) under
  confidentiality obligations and limited-use restrictions.
• With referral partners only when you ask us to connect you, and only the information needed to fulfill
  your request.
• To comply with law, enforce our terms, or protect rights, safety, and security.
• In connection with a business transaction (e.g., merger or asset transfer), subject to this Policy or an
  equivalent policy.
  Once information is shared with a partner at your request, their own privacy practices will apply. We
  encourage you to review any partner’s privacy terms before proceeding with their services.

5. Cookies & Similar Technologies

We use cookies and similar tools to operate the Site, remember preferences, and understand
aggregate usage. You can set your browser to refuse or delete cookies; some features may not
function properly without them.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect
personal information. Despite our efforts, no method of transmission or storage is completely secure,
and we cannot guarantee absolute security.


7. Data Retention

We retain information only as long as necessary for the purposes described in this Policy or as required
by law. When no longer needed, information is deleted or de-identified subject to backup and legal
requirements.


8. Children’s Privacy

The Site is not intended for individuals under 18. We do not knowingly collect personal information from
children. If you believe a minor has provided personal information, contact us and we will delete it.


9. California & International Users

We do not target or knowingly serve California residents, and we do not specifically comply with
California consumer privacy laws. The Site is intended for U.S. users. If you access the Site from
outside the U.S., you consent to processing in the U.S., which may have different privacy laws.

10. Your Choices

• You may opt out of non-essential communications by following instructions in our messages or by
  contacting us.
• You may request access, correction, or deletion of your personal information by contacting us. We will
  honor requests as required by applicable law.
  

11. Changes to This Policy

We may update this Privacy Policy from time to time. The “Effective Date” above reflects the latest
version. Continued use of the Site after changes means you accept the updated Policy.

12. Contact Us

Email: [info@introductoryheloc.com]
Mailing Address (if applicable): Please contact us by email for our current mailing address.